:root{--navy:#0d1b3e;--ink:#14213d;--muted:#5b6782;--bg:#ffffff;--soft:#f3f7ff;--line:#dde6f6;--blue:#2563eb;--blue2:#4f8dff;--glow:rgba(37,99,235,.35);--gold:#c9952b}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;overflow-x:hidden}
a{color:var(--blue)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}

/* header */
header{position:absolute;inset:0 0 auto 0;z-index:5}
header .wrap{display:flex;justify-content:space-between;align-items:center;padding:22px 20px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;letter-spacing:2px;color:var(--navy);text-decoration:none}
.logo svg{width:30px;height:30px}
.logo .bar{stroke:var(--navy)}
nav{display:flex;align-items:center;gap:26px;background:rgba(255,255,255,.88);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);padding:6px 6px 6px 22px;border-radius:999px;box-shadow:0 6px 20px rgba(13,27,62,.1)}
nav a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}
nav a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff!important;text-decoration:none;font-weight:600;padding:12px 24px;border-radius:999px;box-shadow:0 10px 28px var(--glow);font-size:15px;border:0}
.btn.ghost{background:rgba(255,255,255,.85);color:var(--navy)!important;box-shadow:0 4px 14px rgba(13,27,62,.08);border:1px solid var(--line)}
.btn:hover{filter:brightness(1.07)}

/* hero */
.hero{position:relative;min-height:680px;display:flex;align-items:center;overflow:hidden;background:#eaf2ff}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:right center}
.hero-fade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.9) 32%,rgba(255,255,255,.45) 52%,rgba(255,255,255,0) 68%)}
.hero .wrap{position:relative;z-index:2;width:100%;padding-top:110px;padding-bottom:120px}
.hero .inner{max-width:520px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--blue);font-weight:700;letter-spacing:3px;text-transform:uppercase;font-size:12.5px}
.eyebrow:before{content:"";width:34px;height:2px;background:linear-gradient(90deg,transparent,var(--blue))}
.hero h1{font-size:52px;line-height:1.08;margin:16px 0 18px;font-weight:800;letter-spacing:-.5px;color:var(--navy)}
.hero h1 em{font-style:normal;background:linear-gradient(90deg,#2563eb,#4f8dff);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p{font-size:18px;color:#3d4a66;margin:0 0 30px}
.cta{display:flex;gap:14px;flex-wrap:wrap}

/* floating cards */
.cards-wrap{position:relative;z-index:3;margin-top:-70px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:rgba(255,255,255,.92);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 18px 45px rgba(13,27,62,.1);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.card.feature{background:linear-gradient(160deg,#2563eb,#3b7bff);border-color:transparent;color:#fff;box-shadow:0 20px 50px var(--glow)}
.card.feature p{color:#e3ecff}
.card.feature .ico{background:rgba(255,255,255,.18);border-color:rgba(255,255,255,.3)}
.card.feature .ico svg{stroke:#fff}
.ico{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:#eaf1ff;border:1px solid var(--line);margin-bottom:14px}
.ico svg{width:24px;height:24px;stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card h3{margin:0 0 6px;font-size:18px}
.card p{margin:0;color:var(--muted);font-size:15px}
.tag{display:inline-block;background:#fff6e3;color:var(--gold);border:1px solid #f1d9a3;font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:3px 10px;border-radius:999px;margin-bottom:12px}

/* sections */
section{padding:90px 0}
section.alt{background:var(--soft)}
.sec-head{max-width:640px;margin-bottom:38px}
.sec-head h2{font-size:34px;line-height:1.2;margin:10px 0 10px;color:var(--navy)}
.sec-head p{color:var(--muted);margin:0}
.products{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}
.product{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px;position:relative;overflow:hidden;box-shadow:0 12px 34px rgba(13,27,62,.06)}
.product:after{content:"";position:absolute;right:-70px;top:-70px;width:200px;height:200px;background:radial-gradient(circle,rgba(79,141,255,.22),transparent 70%)}
.product h3{font-size:24px;margin:0 0 10px;color:var(--navy)}
.product .lead{color:var(--muted);margin:0}
.product ul{margin:16px 0 22px;padding:0;list-style:none}
.product li{padding:6px 0 6px 26px;position:relative;color:#33405c}
.product li:before{content:"";position:absolute;left:0;top:13px;width:14px;height:8px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
.price{font-size:30px;font-weight:800;margin:0;color:var(--navy)}
.price small{font-size:15px;font-weight:500;color:var(--muted)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);background:linear-gradient(135deg,#0d1b3e,#1d3a80);border-radius:22px;padding:30px 10px;box-shadow:0 20px 50px rgba(13,27,62,.25)}
.stat{text-align:center;padding:6px 10px;border-right:1px solid rgba(255,255,255,.15)}
.stat:last-child{border-right:0}
.stat b{display:block;font-size:30px;font-weight:800;color:#fff}
.stat span{color:#b9c8ec;font-size:14px}

.policy{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}
.policy .card{backdrop-filter:none;box-shadow:0 8px 24px rgba(13,27,62,.05)}

.contact{text-align:center;background:linear-gradient(180deg,#eef4ff,#ffffff)}
.contact h2{font-size:36px;margin:10px 0 10px;color:var(--navy)}
.contact p{color:var(--muted);margin:0 0 26px}

.tagline{text-align:center;color:#7a86a3;letter-spacing:4px;font-size:13px;text-transform:uppercase;padding:10px 0 40px}
.tagline i{color:var(--blue);font-style:normal;margin:0 10px}

footer{background:var(--navy);padding:30px 0;color:#aab6d3;font-size:14px}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer a{color:#cfd9f2;margin-left:16px}

/* legal pages */
.page-hero{padding:130px 0 50px;background:linear-gradient(180deg,#eaf2ff,#ffffff)}
.page-hero h1{font-size:42px;margin:10px 0 0;color:var(--navy)}
.legal{max-width:780px;padding-bottom:70px}
.legal h2{font-size:21px;margin:34px 0 8px;color:var(--navy)}
.legal p,.legal li{color:#33405c}
.small{color:var(--muted);font-size:14px}

@media (max-width:900px){.cards{grid-template-columns:repeat(2,1fr)}}
@media (max-width:720px){
 nav a:not(.btn){display:none}
 .hero{display:flex;flex-direction:column;min-height:0;background:#fff}
 .hero .wrap{order:1}
 .hero-img{order:2}
 nav{padding:0;background:none;box-shadow:none;backdrop-filter:none}
 .hero .wrap{padding-top:96px;padding-bottom:24px}
 .hero-img{position:relative;height:300px;object-position:72% center}
 .hero-fade{display:none}
 .hero h1{font-size:36px}
 .cards-wrap{margin-top:24px}
 .cards{grid-template-columns:1fr}
 .card{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
 .card.feature{background:linear-gradient(160deg,#2563eb,#3b7bff)}
 .stats{grid-template-columns:repeat(2,1fr);row-gap:18px}
 .stat:nth-child(2){border-right:0}
 section{padding:64px 0}
 .sec-head h2{font-size:28px}
 footer a{margin:0 16px 0 0}
}